ICRS/Large Loss Command Center
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LR
Opportunity Intelligence · Residential fire
Residential Fire — Mock Homeowner A
Residential — Single Family · UT · Primary peril: Fire
Score
76/100
Recommendation
Pursue — Priority
Economic ranges are estimates only. Any final financial commitment requires human approval.
Opportunity economics
Ranges (low · expected · high) with assumptions and confidence.
| Metric | Range | Confidence | Assumptions |
|---|---|---|---|
| Gross claim value | $620,000 · $780,000 · $940,000 | Medium | Total-loss with ORD/Law uplift |
| ICRS position estimate | $720,000 · $860,000 · $980,000 | Medium | Includes ALE, contents, ORD/Law |
| Recovery gap | $180,000 · $300,000 · $420,000 | Medium | Assumes ORD/Law dispute and depreciation recovery |
| Expected new money | $180,000 · $300,000 · $420,000 | Medium | Same as recovery gap |
| Expected fee | $18,000 · $30,000 · $42,000 | Medium | 10% of new money |
| Outside expert costs | $6,000 · $12,000 · $20,000 | Medium | O&C, hygienist, engineering |
| Travel costs | $500 · $1,500 · $3,000 | High | Local |
| Internal labor (hrs) | $120 · $180 · $250 | Medium | |
| Admin cost | $2,000 · $3,500 · $5,000 | Medium | |
| Gross margin | Amount pending | Human Verification Required | Amount pending |
| Net margin | Amount pending | Human Verification Required | Amount pending |
| ROI | Amount pending | Human Verification Required | Amount pending |
| Duration (months) | $6 · $10 · $14 | Medium |
Fee structure: Contingency 10% of recovery · Probability of meaningful recovery: 78%